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In Praise of True Friends

Most friends - aren't.

Hell, acquaintances are better than halfway friends. With acquaintances, at least everyone is real about where you're at.

A lot of our camp are people who were on their way very much up in the world before the financial crash hit, but we were all a little unstable and shaky since we don't have decades of experience yet.

Many of us got broken down. Some scraped by and kept moving. But all the young businessmen I know went down in the world.

And like, when you live a couple blocks off Newbury Street with nice art and nice furniture and some swords and a fireplace, it's really easy to make "friends."

Calculate the lifestyle cost, not the one-off cost

Next time you're buying food, multiply the cost of it by 365. That's the "lifestyle cost" of eating that kind of food every day.

So, having a $15 lunch every day costs $5,475 per year.

For once-per-week costs, you can multiply by 52. So, $70 drinking every Friday night has an annual cost of $3,640.

Why is this useful to do? First, you'll realize that many things that seem cheap, aren't. You might very well be spending $7,000 per year on coffee, if you're at cafes a lot. That might be a fine expense, but it's worth knowing.

Much more importantly, you'll realize that some things that seem expensive, also aren't. If you're spending $7,000 per year on coffee and you're a very heavy internet user, you might consider scaling your cafe-habits back slightly and buying the highest end laptop possible. A lot of people will get a cheaper laptop to save a few hundred dollars, but spend thousands per year in consumption that they don't really enjoy all that much.