Culturall differencies will have a huge impact on this subject. I think most people want to use their money wisely, it's just a matter of your culture and how you were raised as a child. Are humans some lazy asses? That depends on your definition on what laziness is. If we take Jessica Simpson as an example, she spends à lot of money, but she works hard for them at the same time. Jessica was brought up to be an extremely spoiled woman. Her parents treated her as a princess. She is à very good hearted woman. Another example is à chinese man. This man works very hard and saves every penny. He was one of richest chinese in Sweden. Then he dies in à heart attac at the age of 60. If money is the root of all evil, then we should use it very wisely.

Who is that guy? And what does he do? How do he do it?

I can't help but think this is an overly simplistic way of looking at things. What if I'm currently $100 away form being debt-free? I would immediately spend it on that. What if I already have enough money for myself, and decide to turn around and give this new $100 to my favorite charity?

Also, a nitpick: it's hard to mentally parse this passage, because three different figures are given:
“Okay… point oh one percent.”
.001%?
I think. “Point oh one percent?”
He nods.
I continue. “Okay. So, one out of every ten thousand men?”
Do you mean 0.01%, .001%, or .0001%?

"(...) you make a realistic plan to turn it into one thousand dollars..

Can you, or he, give an example of such a plan? Assuming that your time is worth $XX per hour.

It's less about turning $1000 from that initial sum, and more of immediately using the hundred as an opportunity to PRODUCE, MULTIPLY, or EXPAND--as opposed to immediately using the money to CONSUME.

That's the lesson here.

Which mindset are you from? The one of the consumer, or the one of the producer (a.k.a. One who moves resources from a low yield area to a higher yield area)?