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Internal Scorecard #1

The Internal Scorecard

I think there's a tremendous amount of misconceptions regarding achievement, productivity, creativity, ambition, work, work rate, work ethic, and so on.

So I'm thinking of publishing some analysis weekly with examples of what happened in the week, successes and failures, noteworthy events, what I'm reading and listening to, and so on. If it goes well, I can give you a picture of a workweek for me, intermix tactics and techniques, and give you practical guidance about what's working well and what isn't.

Minimalist Wealth's Easy Guide to Personal Finance Part 1

On Minimalist Wealth

The road to wealth is 99% psychology, and 1% math. A list of twenty 'hacks' like “Don't go to Starbucks” is not going to help, since you fight these impulses repeatedly, and human will is limited.

It is better to focus on the few, one-time changes that will have big results for the rest of your life. You will keep more of what you make and lose less of it to banks.

These are the changes I made in my life that had big effects on my wealth. Now I keep more of the money I make, banks pay me to use them, and I don't waste time worrying about petty fees and charges.

Task 1: No more monthly or ATM fees, or Foreign Customer Service Reps (Takes 20 minutes)

You are losing a huge amount of money by banking with Chase, Wells Fargo, or Bank of America. They are terrible when it comes to charging fees and customer service. Here are two better options:

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